Financial Assistance Programs

The American Association of Business serves all sizes of businesses from small businesses and self employed entrepreneurs to mid-sized companies to large Fortune 500 Conglomerates.

We provide the essential tools and resources to start, manage and grow your business.

We provide our members with information on how they can receive Grants, Benefits and Loans to start, maintain or expand their business. Each year, over one million entrepreneurs receive this government assistance, so let us direct you to these FREE services.

The Government encourages you to start a business. 95% of all businesses in the US are small businesses and they are the backbone of our Free Enterprise System. Small businesses provide much of the tax revenue to sustain government. You can help the economy by starting a business and as a member of the AA of B, we can provide you with Free information, education and how to get started!

If you have an existing Business, let us connect you to Money Sources for business expansion. Growing a business involves hiring people, you can do your part in improving the US Economy by hiring employees. The more gross revenue you produce, the more you net. By generating jobs, your employees supply the government with tax revenue and you help solve the unemployment problem, so the government is willing and eager to assist you. The AA of B connects our members with money sources, so let us show you the Financial Assistance Programs and How to Get Money,

Tax revenues are stimulating the economy with many Business programs to help you. There are over 1,000 different Grant Programs providing access to approximately $500 Billion in annual awards. The American Recovery and Reinvestment Act has already distributed $650 Billion and they continue to do so. In addition, there are over 1,300 federally funded Benefit and Financial Aid programs offered by 17 different Federal Agencies.

The AA of B does not provide personal assistance in business financing. We provide links to State and Federal Government information where you can obtain personal assistance. We also provide business financing information from the private lending industry.

We connect you to the CFDA - the Catalog of Federal Domestic Assistance. There are 15 types of assistance in the catalog. Click Here. They list and describe 2178 Federal Assistance Programs. Click Here.

We list four main areas of financial assistance - Loans, Grants, Financial Aid and other Benefits.

Loans

The US Small Business Administration (SBA) is partnered with Score - Service Corps of Retired Executive. Score provides 24 Hour, 7 Days a Week Business Counseling from over 1000 business professionals who can assist you in 600 different skill sets. There are 10,500 business consultants providing Free Counseling from 389 office locations in the U.S.

Loans are available for small businesses up to $50,000 under the Micro Loan Program. Click Here.

SBA Loans for Starting or Expanding a Business are available under the 7(a) Loan Program, Click Here. The maximum loan is $250,000. The 7(a) Program Loan Proceeds can be used in Acquisition and Operations, Click Here. SBA Loan Application Checklist, Click Here.

The ASBDC - Association of Small Business Development Centers has about 1000 U.S. Service Centers which provide private Venture Capital for Businesses. More than one million businesses are assisted each year. A sizeable number are in the startup mode, but the majority are existing businesses searching for stability or planning for growth. Thousands of private business people work with the SBA's ASBDC to provide business financing. Click Here.

The SBDC - Small Business Development Centers is assisted by SCORE - the Service Corps of Retired Executives, plus legal, banking and association professionals. For more information on the SBDC, Click Here. For more information on SCORE, Click Here.

The NASBIC - The National Association of Small Business Investment Companies is the professional Association for the SBIC. The NASBIC is an Association compromised of private investment company members. For More Information, Click Here.

The SBIC - The Small Business Investment Companies has supplied equity capital, long term loans and management assistance to qualifying small business for over 50 years. SBIC's are privately owned and managed investment funds, but are licensed and regulated by the Federal Government. To Seek SBIC Financing, Click Here.

To Contact SBIC Members in your area to seek business lending, see the National List of SBIC Licensees. Click Here.

AA of B - The American Association of Business connects you with the Servicing Members of your area for the above listed Associations. The AA of B also connects our members to many Federal, State and Local Government Departments, Agencies, Including Department Heads and Officials. You can interact with them directly, ask questions and receive specific answers. The AA of B directly links members to the sources of money, grants, benefits and loans. Government collects our tax money and distributes it to stimulate the economy, so let us inform you on the benefits you may be missing!

Government Loans

Information and to Determine your Qualifications, Click Here. Factors for Acquiring Financing, Click Here. Business Loan Application Checklist, Click Here.

Venture Capital

For Venture Capital Firms and Angel Investors information, Click Here.

Government Grants, Benefits
and Financial Aid

Get official information on Benefits, Grants and Financial Aid. Click Here.

Grants
Who is eligible for a Grant Program. Highlights of Grant.gov, Click Here.

The SBIR - Small Business Innovation Research awards money to small Hi-Tech businesses, for more information, Click Here.

Developing and Writing Grant Proposals, Click Here.

Benefits and Financial Aid
There are over 1300 Federally Funded Benefit and Financial Aid Programs offered by 17 different Federal Agencies. To View, Click Here.

Resources of Benefits.gov, Click Here.

Business and Industrial Loans (Department of Agriculture), Click Here.

Business and Marketing Plans

Most Lending Institutions require Business Plans. To understand the Essentials of a Good Business Plan. Click Here.

View over 500 Business Plans, Click Here.

Business Plan Consulting and Writers Service, Click Here.

Developing a Marketing Plan, Click Here.